Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.
Health insurance can be expensive, FBIA will navigate you through the complexities of health insurance. No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from the high cost of care.
Covered California is a free service that connects Californians with brand-name health insurance under the Patient Protection and Affordable Care Act. It’s the only place where you can get financial help when you buy health insurance from well-known companies.
Ideal for Individuals, Small Businesses, and 1099's
FBIA provides administrative solutions to meet your HR needs for both employer and employees. We provide guidance as an advocate for your employees. Focusing on your budgetary restraints along with customization of plan reviews and side-by-side comparisons for cost-effective solutions.
Medicare Advantage Plans are another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans, sometimes called “Part C” or “MA/MAPD Plans,” are offered by Medicare-approved private companies that must follow rules set by Medicare. There are various plan types and networks associated with these plans.
Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area. These are stand alone prescription drug plans.
Life insurance has evolved over the past decades. Hybrid options now provide ways to protect not only your family but the option to access the face amount and receive cash while the insured is alive.
Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills.
Should you ever become disabled and no longer able to work, for either a long term period or short term, disability insurance safeguards your income and provides income during this challenging time.